At present, the annualized rate of return of Yu 'ebao is around 2.5%. Although you put this 2000 yuan in the Yu 'ebao, it is more than 10 yuan every day. You need 50 yuan a year to do this, which is not much, but you can take it with you, which is equivalent to a savings deposit. Appropriate risk tolerance is poor, and this two thousand yuan can be taken out at any time.

Second, buy stock funds.

If your 2000 yuan can be idle for more than one year, or even more than three years, you can buy stock funds directly, and the income of the fund for more than one year is still considerable. The longer the time, the greater the profit. At present, the market is around 3000 points. In the next one to three years, if the market rises to 3600 points, the income will be above 50%. If you want to withdraw this 2000 yuan at any time, you'd better not buy a fund.

Because it takes a long time for the fund to be effective. If the market falls, it will have floating losses.

Financial management is divided into corporate financial management, institutional financial management, personal financial management and family financial management. Human survival, life and other activities are inseparable from the material foundation and are closely related to financial management.

"Financial management" is often used with "investment and financial management" because "financial management" includes "investment" and "investment" includes "financial management". The so-called financial management is not only about investing in financial management, but also about being invested. If you don't know how to invest, you don't know how to manage money better.

Origin:

The word "financial management" first appeared in newspapers in the early 1990s. With the expansion of China's stock and bond markets, the enrichment of commercial banks and retail businesses, and the increase of citizens' overall income year by year, the concept of "financial management" has gradually become popular. Personal financial management can be roughly divided into personal assets and personal liabilities, including funds, stocks, bonds, deposits, life insurance, gold and other personal assets; Personal housing mortgage loan and personal consumption credit belong to personal liabilities.

Financial management methods:

Domestic institutions that can provide financial services to customers mainly include banks, securities companies and investment companies.

1. Bank investment

The wealth management products provided by commercial banks in China are generally certificates of deposit and asset management products. Funds sold by brokers or fund companies are not financial management.

2. Financial management of securities companies

Securities financing generally includes securities income certificates, asset management products and so on.

3. Insurance financing

Insurance financing tends to be long-term, focusing on solving education planning and pension planning after a long time, and solving security problems such as accidents and medical care.

4. Investment company financing

Financial management of investment companies generally includes trust funds, gold investment, jade, jewelry, diamonds and third-party financial management. With high initial capital requirements, it is suitable for high-end financial managers.

5. E-commerce financial management

2 1 century, in addition to online banking, financial search engines on the internet can also be used to search for financial products, compare risks and benefits, and then make investments.