Some investors like to spend all their money on financial management, but some financial management has a time limit. When money is needed, there is a possibility that they can't get it. Therefore, when managing money, they should prepare an emergency sum of money, which is usually six months to one year's living expenses. This money can be deposited in Yu 'ebao and exchanged for banks and money funds, because this kind of current financial management is relatively mobile.

Common sense 2: When managing money, you should prepare your future living expenses.

When managing money, consider the possibility of needing money in the future. This money is very necessary. If you are unemployed or sick, you can take it out at this time. You can consider saving your living expenses for three to five years in a bank or national debt. Be sure to choose a low-risk one, and it is best to break even.

When depositing in a bank, you can consider depositing in batches, because the interest paid in advance by bank time deposits is calculated according to the current interest. If you deposit in batches, only one interest will be affected, but the interest of other deposits will not be affected.