1. If it is a money fund or a short-term debt fund, the annual yield is about 2%; If it is a stock fund, it depends on the investors' eyes. If you choose the right one, the annual rate of return will be around 5%. If you make a mistake, you will gain and lose. Any investment, risk and return are directly proportional. The greater the risk, the higher the return may be.

2. The fund's income in a certain period is defined as total income, which is the most basic method to measure the fund's past performance.

There are two sources of total return: one is income return, that is, dividends and interest income obtained by the fund in a certain period, such as dividends, bond interest, bank deposit interest, etc. The second is the return on capital, which reflects the price fluctuation of stocks and bonds held by the fund.

First of all, we should know the net asset value of the fund, which is the basis for calculating the total income. The total return is the net asset value growth rate of unit funds during this period.