1. The overall fund is in a certain proportion. For example, in most areas, individuals pay 8% and units pay 20%. These funds are merged into a unified fund to pay pensions. In some areas, funds are insufficient, and local finance will supplement some to join the overall fund. 2. The total amount of pooling funds and individual accounts is not equal. The overall fund is used to pay retirees, and the total amount of personal accounts is for employees, so there will be insufficient funds in some places mentioned above.

Is this ok?