How long can I buy a fund and sell it? Everyone who just started to buy a fund will have problems at the beginning. After all, it is normal to buy a fund and bind some of your money, and it is not practical in your heart. Therefore, Bian Xiao has sorted out some important fund purchase channels, hoping to help everyone.
What are the more important channels for fund purchase?
Fund sales organizations: Fund sales organizations refer to organizations that directly purchase funds from fund companies, including banks, securities companies and insurance companies. Investors can open fund accounts and conduct fund purchase transactions by cooperating with these institutions.
Stock exchange: Some funds can be listed and traded on the stock exchange, and investors can buy them by buying funds on the stock exchange. Buying a fund in an exchange requires trading through a securities account, and attention should be paid to the trading time and rules of the fund.
Online platform: With the development of the Internet, online fund purchase platforms are increasingly favored by investors. Through the online fund purchase platform, investors can easily browse and compare different fund products, choose the right fund and trade.
Fund Broker or Financial Advisor: Investors can also choose to entrust a fund broker or financial advisor to purchase funds. These professionals will provide fund selection and buying suggestions according to the needs and risk tolerance of investors, and conduct trading operations on their behalf.
Buy different types of funds at the same time
Investors can buy different types of funds at the same time. There are many kinds of funds, such as stock funds, bond funds, hybrid funds, index funds and money market funds. Each type of fund has different investment strategies and risk characteristics.
Buying different types of funds at the same time has the following advantages:
Diverse risks: different types of funds are affected by the market and industry to different degrees. Buying different types of funds can help investors spread risks and reduce the impact of fluctuations in specific industries or markets on the overall portfolio.
Balanced income: Different types of funds perform differently in different market environments. By buying different types of funds, investors can get balanced income in different market environments.
Flexible allocation: When purchasing different types of funds, you can flexibly allocate assets according to your investment objectives and risk tolerance. For example, for investors with high risk preference, the positions of stock funds and index funds can be increased; For investors with low risk appetite, the positions of bond funds and money market funds can be increased.
The fund can be sold in a few days.
After the fund is bought, it can be sold after t+2. For general money funds, bond funds, stock funds and hybrid funds, the fund confirmation time is T+ 1, that is, the subscription fund is T+ 1 day, and the fund company confirms the share on T+ 1 day, and investors can sell it after T+ 15: 00.
Allocate different types of funds according to risk tolerance. Different funds have different risks and benefits. Generally, it can be divided into three categories: money fund, bond fund and stock fund. These three types of funds can be selected according to individual risk tolerance. Usually money funds are allocated for daily consumption. At present, many money funds can be used at will. The allocation of bond funds is suitable for people who can bear certain risks and want to increase their assets. However, it is best to hold bond funds for a longer period of time, one year or three years. Equity funds have the highest risk. It is suggested that financial management can be configured in a small amount, practice first, accumulate investment experience and increase the investment ratio. It is best to set a take profit point, not a stop loss point. When investing, investors will consider the return on investment Fund investment belongs to medium and long-term investment. Personally, I think it is best to set a take profit point, not a stop loss point. Fund investment is greatly influenced by the stock market, especially stock funds, and the market is changeable. Therefore, no one can predict accurately every time. Before investing, consider the profit point and put it in the bag. It is best to consider redeeming the fund, and the income is about 15-20%. When the fund falls, it is just an opportunity to make up the position. As long as the fund you choose is not particularly bad, individuals can consider covering their positions.
When can the fund be sold after buying?
After buying OTC funds, they can only be sold on the third trading day, and after buying OTC funds, they can only be sold on the second trading day. T+ 1 trading is implemented in the OTC market, and the shares can only be sold after confirmation on the second trading day. Moreover, OTC funds are not traded in real time and can only be traded on the third trading day.
T+ 1 transaction is implemented for the funds on the floor. If you buy a fund on a trading day, you can sell it on the second trading day, and the funds in the market are traded in real time.
How long can I buy a fund and sell it?
If you buy an on-site fund, you can sell it during the trading hours of the next trading day after buying it on the same day; If you buy an OTC fund, you need to wait until the fund share is confirmed before you can sell it. The fund's share confirmation date will be confirmed on T+3 at the latest. In actual combat, the fund company will confirm it on T+ 1 day, so it can sell it on T+2.
The floor fund is a fund listed and traded on the exchange, which requires investors to buy with stock accounts, and there are five trading quotations; OTC funds are funds purchased through fund companies, WeChat, Tian Tian Fund Network and Alipay.