The subscription of newly issued funds is called subscription, and the subscription after establishment is called subscription. General rates range from 1% to 1.5%. Usually, buying through the bank channel is the most expensive, with little or no discount. Third-party platforms such as Alipay and Tian Tian Fund Network only charge the minimum handling fee of 1%.

For the same fund, the subscription rate of bank mobile banking is 1.2%, and that of Tian Tian Fund is 0. 12%. If the investment is 10000 yuan, the subscription fee of 120 yuan will be deducted from the purchase through the bank, and only 12 yuan will be deducted from the purchase through the third-party platform, which is still quite different, so it is better to purchase the fund through the third-party platform.

Redemption funds also have redemption fees, depending on the number of days you hold, and different types of foundations have different redemption fees. For example, the redemption of stock funds is 1.5% within 7 days and 0.5% within one year. There is no redemption fee after one year.

If the hybrid fund is redeemed, it will be within 7 days 1.5%, 0.75% within one month, 0.5% within one year, 0.25% within two years, and the redemption fee will be exempted for more than two years.

If the bond fund is redeemed, it shall be within 7 days 1.5%, 0.5% within one month and 0. 1 within half a year. Redemption is not allowed for more than half a year. Please read the details of specific expenses carefully before purchasing this fund. Generally speaking, the longer the holding time, the lower the redemption fee.

Extended data

Management fee is the remuneration paid to the fund manager, which is generally extracted from the fund assets according to a certain proportion of the fund net value. The management fees of stock funds are about 1.5%, mixed funds are about 1.5%, bond funds are about 0.6%, index funds are about 0.5%, and money funds are about 0.25%. Equity funds and hybrid funds have the highest management fees, while monetary funds have the lowest.

Custody fee refers to the fee paid to the custodian, that is, the bank, according to the net value of the fund, and the fee charged by the fund custodian for providing services to the fund. Equity funds and hybrid funds are generally around 0.25%/ year net worth, bond funds are generally around 0.2%/ year net worth, index funds are generally around 0. 1%/ year, and monetary funds are generally around 0.05%/ year net worth.

Baidu encyclopedia-fund handling fee