1. To buy insurance for children, you need to do what you can, and the premium expenditure cannot exceed 10% of the family's economic income, otherwise it will cause certain economic pressure;

2. When buying education insurance for children, you can consider additional medical and accidental injury insurance, which can not only prepare for children's education insurance, but also provide certain protection for children;

3. Buy insurance for children early, because the earlier the insurance time, the more education funds are saved for children, the earlier the protection, the younger the age and the lower the premium;

4. When children buy insurance, they need to buy education insurance products with premium exemption clauses as much as possible. In this way, when the insured loses the ability to pay, the insurance company will waive the premium that needs to be paid later, but the contract is still valid and the protection that children can get remains unchanged.