1, the payment base is different. The payment base of provincial medical insurance is the average monthly salary of employees in the province in the above years, and the municipal medical insurance is based on the city;
2. Money flows in different directions. The money of provincial medical insurance finally flows to the funds managed by the provincial level, and the money of provincial medical insurance finally flows to the municipal social security;
3, the scope of application is different. Provincial medical insurance has a wider scope of application, which is universal in the whole province, and municipal medical insurance can only be found in local cities;
4. The insurance scope and insurance object are different. Provincial medical insurance coverage, insured persons, rate policies, payment standards, work-related injury identification and labor ability appraisal methods, treatment payment standards, handling procedures and information systems are all unified in the whole province, while municipal medical insurance is only unified in the whole city;
5. The scope of medical insurance is different. The provincial medical insurance value refers to the whole province, while the municipal medical insurance refers to the whole city. The so-called overall planning scope refers to the scope in which medical insurance expenses are incorporated into the same scope and uniformly called.
Legal basis: Article 10 of the Social Insurance Law of People's Republic of China (PRC).
Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium.
Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.
The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.
Article 11
The basic old-age insurance combines social pooling with individual accounts.
The basic old-age insurance fund consists of employers, individual contributions and government subsidies.