Generally speaking, it depends on how long the fund sells, but some novices don't know how to analyze it and are very confused. So how long does it take to sell the fund? So today, Bian Xiao is here to sort out the relevant knowledge of the fund for everyone. Let's have a look!
How soon does the fund start selling?
It depends on how long it takes for the fund to sell. For example, if it is a low-risk money fund or a pure debt fund, as long as the fund has always been a positive income and the money is not used for a long time, it can always be kept to make money and taken out when it is useful.
Then, if it is a relatively risky fund type, such as: stock funds, hybrid funds, index funds and so on. It depends on the situation of fund purchase, because the types of funds with relatively high risks fluctuate greatly and are held for too long. If the follow-up funds start to decline, there is a possibility of loss.
Therefore, when the fund makes money, it needs to be redeemed in time. The essence of buying a fund is to earn the difference, buy low and sell high, so as to make money. As for the holding time, the details cannot be determined, mainly depending on the income obtained.
One way is to call the profit-taking method. For example, it is ok to set profit-taking points of funds such as 20%, 30% and 40%. When the fund is profitable, it will be redeemed quickly, but it is best to hold it for more than seven days, because the time within seven days is too short and the redemption fee is generally more expensive.
How much can I earn a month by buying a fund of 100 yuan?
How much money you can earn by buying 100 yuan a month mainly depends on the type of fund and the increase of the fund. For example, if you buy a stock fund, assuming the purchase amount is 100 yuan and the fund's monthly increase is 10%, then the money you earn is 100 _ _ 10.
So the fund may earn 10 yuan. As long as the monthly increase of the fund is above 10%, if the monthly increase of the fund is below 10%, you will not earn 10 yuan. If the fund has negative returns, it will lose money. So when buying a fund, don't buy it at will. Be careful.
When choosing a fund, you can refer to the past performance of the fund. When choosing, try to choose a fund with good past performance. Although the past does not represent the future, it will still have certain reference significance.
The second is to choose excellent fund managers, because funds are managed by fund managers. You can view the personal introduction of the fund manager. You can usually see it when you buy a fund. You can look at the working years. Try to consider people with long working years when choosing, so that they have more experience.
What fund type is suitable for buying?
What kind of fund to buy is mainly related to the needs of investors, because everyone's needs will be different, some want to keep the principal, and some want to pursue income, so we must first understand the types of funds.
Funds can be mainly divided into money funds, pure debt funds, mixed funds, index funds, stock funds, etc. Among them, money funds have the least risk, and money funds mainly invest in the money market, and there are few losses, only that they earn little income, unless the principal is more, the flexibility of money funds is better, and T+ 1 can be received.
Therefore, if conservative investors can give priority to money funds, which are more suitable for investors who don't want to take big risks, then if investors want to pursue returns, they are not suitable for money funds, and the returns of money funds are not very high, and the fund fluctuations are not very large.
Generally, investors who pursue returns are more suitable for high-risk fund types, such as hybrid funds, index funds, stock funds and so on. These funds have stock investment, so the fund fluctuates greatly, which is more suitable for investors who pursue returns, but the risk is relatively large.
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