Detailed introduction
The online merchant bank is an internet bank approved by the China Banking Regulatory Commission. All its businesses are operated online, and it has a sound insurance management system and information security system. The traditional deposit in an online merchant bank is safe and risk-free, just like putting money in a physical bank. In addition, the bank deposit funds of online merchants also follow the deposit insurance regulations, and deposits are the most protected. If you can get 500 thousand compensation, you can use online banking to save money. If normal operation is maintained, this bank is a regular bank because there are online merchants. There is no risk after saving money in it.
However, it is worth noting that because it runs through the Internet. Usually, everyone should pay attention to protecting their personal information from being leaked. The online merchant's bank account is not safe. Deposit money in the bank for personal purposes. The client is very worried. What if this bank goes bankrupt? In fact, this kind of worry is not groundless. Contact customer service As far as I know, there is indeed a letter from the bank. The strength of online merchant banks is not as good as that of ICBC. If it really goes bankrupt, the country will get back our due rights and interests. Under normal circumstances, online merchant banks will not fail. Online merchant bank is one of the first five private banks in China approved by China Banking Regulatory Commission. Its major shareholder is Zhejiang Ant Microfinance Service Group, which is mainly engaged in online banking and mainly serves small and micro enterprises. It is one of the new banks in internet plus.
At present, there are three kinds of deposits in online merchant banks: demand deposit, fixed deposit and random deposit. The positioning of the online merchant bank for this product is deposit. Deposits are usually principal, and the income is stable, so the risk of deposits is zero. Another way to save money in online merchant banks is to deposit money in Yuli. Bao Li itself is an asset management tool, which is connected with the products of the Monetary Fund. Monetary fund products are low-risk products with stable returns, and only in extreme markets can they lose money. Jade has never lost money since its launch, so it is risky to deposit money in jade, but the risk is very low.