Funds can make money, but it depends on what funds you buy. Generally, people who are sensitive to the economy have had their first sip of water in the stock market, and then they are fund managers. The more the economy develops, the greater the risk of China's economy. Funds may not make as much money as the stock market, but low risk is naturally safer than the stock market. The general yield is around 14.5%-20%? But there are also losses. Investment is risky. Because the interest rate is higher than that of banks, many people buy funds now, which is also a kind of financial management. I suggest you pay more attention to some wealth management products issued by banks. These products are still more in China Everbright Bank and China Merchants Bank, and there are some RMB wealth management products. You can pay attention to them.