Is the payment base of endowment insurance your basic salary? Or your overall income? Many employees don't know how to get the payment base of social security. In fact, I can tell you clearly here that it is your overall income, but this overall income does not include your bonus, welfare and year-end bonus, it is just the total income of your actual salary every month. For a simple example, maybe your comprehensive income for one year can reach 6.5438+0.2 million yuan, which means that your average net income for one month can reach about 6.5438+0.2 million yuan.

But the monthly salary on my card may only be 6000 yuan or 7000 yuan. Why? This is because you need to deduct this part of five insurances and one gold and personal income tax, so there is a certain difference between your salary payable and your actual salary. In addition, although your comprehensive income is about 6.5438+0.2 million yuan, that is, 6.5438+0.2 million yuan per month, it actually includes bonuses and benefits, so bonuses and benefits cannot be included in our social security payment base, and this part should also be excluded.

In the end, your actual salary is about 8000 yuan per month, which is more reasonable. The remaining 2000 yuan may be your bonus and welfare, which is about this much on average every month. It is possible that the company may give you a one-time payment, that is, 20 thousand or 30 thousand at the end of the year, or it may send it to you according to holidays. In short, this part of the bonus and welfare benefits can not be counted into our social security base.

Of course, it cannot be based on the so-called basic salary. At present, in many enterprises, he divides the salary of each employee very carefully, including basic salary, performance salary and subsidized salary. Then the accounting of this basic salary is actually a very low level. Perhaps many units will define the basic salary according to the local minimum wage standard guidelines. If the social security payment base is set according to the basic salary, then I believe that the vast majority of employees belong to the minimum 60% social security payment index, which is obviously unfair to employees, so we will not set our social security payment base according to the basic salary.