1. The fund redemption fee has two main functions. It can be used as a protection mechanism to prevent investors from buying and selling funds frequently, thus reducing the trading pressure of funds. Fund redemption fees can also be used as a source of income for the operation and management of fund companies.
2. Calculation method of fund redemption fee The calculation method of fund redemption fee varies from fund company to fund product. Generally speaking, the fund redemption fee can be divided into two forms: proportional rate and fixed fee. The proportional rate is based on the proportion of the investor's redemption amount, and the fixed fee is based on the fixed amount.
3. Influencing factors of fund redemption fees The specific rates and regulations of fund redemption fees shall be formulated by fund companies and supervised by regulatory agencies. Generally speaking, the factors that affect the fund redemption fee include the fund product type, the fund holding period and the redemption amount. Different types of funds may have different fee standards, while long-term investors may enjoy lower commission rates.
4. Is the fund redemption fee counted as income? The fund redemption fee is not counted as the income of investors. The fund redemption fee is the fee deducted by the investor when redeeming the fund, and is not directly included in the investment income. The deduction of fund redemption fee is a kind of fee for investors, similar to the handling fee or commission in other investment transactions.
5. How to reduce the fund redemption fee In order to reduce the expenditure of the fund redemption fee, investors can adopt some strategies. Choosing low-rate fund products can reduce the expenses of handling fees. Long-term holding of funds can enjoy a lower commission rate, and investors can consider long-term investment instead of intraday trading. You can also pay attention to the preferential activities of fund companies or choose the time for free redemption.
The fund redemption fee is the fee that investors need to pay when redeeming the fund, which is not included in the investor's income. Investors can reduce the expenditure of fund redemption fee by choosing low-rate fund products, holding funds for a long time and grasping preferential activities. At the same time, investors need to know the calculation method and influencing factors of fund redemption fee in order to make wise investment decisions.