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The composition of the urban and rural residents’ pension insurance fund is ( ).

Answer: A, B, C

The pension insurance fund for urban and rural residents consists of individual contributions, collective subsidies, and government subsidies. Article 20 of the Social Insurance Law stipulates that the state establishes and improves a new rural social pension insurance system, which combines individual contributions, collective subsidies and government subsidies. It is a memorization-type knowledge point, and candidates only need to remember it.