1. Application conditions: 1, college degree or above; 2. After graduation, he has not been employed for more than 6 months, and has registered unemployment in the local labor and social security department. Second, the loan term: the small-scale entrepreneurial loans provided by the state for college graduates are government-subsidized loans with a term of 1 ~ 2 years. No longer enjoy financial discount after 2 years. Third, loan methods: the micro-loan methods for college graduates to start their own businesses are guarantee and mortgage (pledge) loans. Please consult the local labor and social security bureau for specific operation methods.

Now banks have developed risky loans. It is difficult for students to start a business loan, but it is easier to apply for a student loan after graduation. You can contact the local labor and social security department to provide small loans. As for loan guarantee: the guarantee company should also consider his risks. Without mortgage and patent, it is difficult to start a business solely by students.

I wish you a prosperous business and a successful career.