There are some differences in medical insurance policies in different places. Generally speaking, the expenses incurred by blood transfusion include: blood expenses (the money of blood itself), blood mutual fund (if it is blood donation without compensation), blood transfusion materials (such as pimps) and blood transfusion expenses (such as blood matching and blood transfusion expenses), and the regulations for different projects are different.
Medical insurance regulations in some areas: blood expenses and mutual aid for blood use are not reimbursed, and blood transfusion materials are reimbursed according to regulations after the individual bears 10%, and blood transfusion expenses can be reimbursed normally. Among them, blood expenses and blood mutual aid account for the vast majority, which means that the cost of blood transfusion can be reimbursed very little.
legal ground
People's Republic of China (PRC) social insurance law
Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations. Twenty-ninth medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by the social insurance agency, medical institutions and pharmaceutical business units.
The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits. Thirtieth the following medical expenses are not included in the basic medical insurance fund payment scope:
(a) shall be paid by the industrial injury insurance fund;
(2) It shall be borne by a third party;
(three) shall be borne by public health;
(4) Go abroad for medical treatment.
Medical expenses that should be borne by a third party according to law. If the third party is unable to pay or cannot determine the third party, the basic medical insurance fund will pay in advance. After the basic medical insurance fund pays in advance, it has the right to recover from the third party. Twenty-seventh individuals who participate in the basic medical insurance for employees, when they reach the statutory retirement age, will no longer pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with state regulations; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.