Fund purchase can generally be divided into three stages:

1. transaction application (t day): submit the application for purchase or subscription on the website of the fund company or the agency of the fund company (bank counter or online banking) and transfer the funds into the account of the fund company.

At this time, the fund company's website (direct sales) shows "unprocessed".

2. transaction confirmation (T+ 1): the fund company will confirm the transaction the day after submitting the application.

If it meets the requirements, it will be successful. After deducting the handling fee, it will be converted into shares according to the net value of T day.

Otherwise, it fails and the funds are returned to the original account.

3. Transaction inquiry (T+2 days). On the second day after submitting the trading application, you can log on to the website of the fund company to check the confirmation of the trading application.

This is the rule of T (transaction), T+ 1 (confirmation) and T+2 (inquiry). When you submit your mobile phone number when you register, the fund company may receive a confirmation message at the same time, which means that you know it one day earlier than online inquiry.

Extended data:

manipulative skill

1, see the market outlook before operation.

The income from fund investment comes from the future. For example, if you want to redeem stock funds, you can first look at whether the future development of the stock market is a bull market or a bear market. Then decide whether to redeem or not, and make a choice on the timing. If it is a bull market, it can be held for a period of time to maximize the benefits. If it is a bear market, redeem it in advance and put it in the bag.

2. Switch to other products

Converting high-risk fund products into low-risk fund products is also a kind of redemption, such as converting stock funds into money funds. This can reduce the cost, the conversion fee is generally lower than the redemption fee, while the money fund has low risk, equivalent to cash, and the income is higher than the current interest. Therefore, conversion is also an idea of redemption.

3. Regular fixed redemption

Like regular investment, regular fixed redemption can do daily cash management and stabilize market fluctuations. Fixed-term redemption is a redemption method of fixed-term investment.