Generally speaking, it's ok. Its investors can enjoy the protection of principal and interest. If the recommended borrower fails to repay the loan in time at 22: 00 on the loan maturity date, Rongxin Wealth will repay the principal and interest in advance at 22-24: 00 on the same day. If the net target borrower fails to repay the loan in time after the loan expires, the principal and interest will be paid by Rongxin Wealth on the 10 day after loans overdue, while ordinary users only guarantee 50% of the principal. Now rongxin fortune is engaged in activities, and registered VIP is free to send. This is what I have learned, and I hope I can help you.