Those who participate in the basic old-age insurance for urban and rural residents shall pay the old-age insurance premium in accordance with the regulations. At present, the payment standards are set at 200 yuan, 300 yuan, 400 yuan, 500 yuan, 600 yuan, 700 yuan, 800 yuan, 900 yuan, 1000 yuan, 1500 yuan, 2,000 yuan, 3,000 yuan, 4,000 yuan and 5,000 yuan per year.
Insured people choose their own payment grades and pay more. In order to further improve the protection level of the insured after receiving treatment at this age, the minimum payment level will continue to be raised in due course in the future. Urban and rural residents within the scope of insurance in Wuhan, whose household registration is in the central city, can go through the insurance formalities at the social insurance management office of the municipal human resources and social security bureau.
If the household registration is in the new urban area, you can go to the social insurance agency affiliated to the District Human Resources and Social Security Bureau and the township street people's social service center to go through the insurance formalities. Those who have participated in the old-age insurance for urban and rural residents, who have reached the age of 60, paid a total of 15 years, and have not received the basic old-age security benefits stipulated by the state can receive the old-age insurance benefits for urban and rural residents on a monthly basis.
The basic pension received by urban and rural residents on a monthly basis consists of the following parts:
The first is the basic pension. According to the unified policies of the state and the province, the city has formulated the basic pension standard of basic old-age insurance for urban and rural residents and established a normal adjustment mechanism. From 20 15 1, the basic pension standard of the basic old-age insurance for urban and rural residents in the city has been uniformly adjusted to 180 yuan/month.
The second is the basic pension for the payment period. From 20 15, 1, the calculation and payment standard of basic pension for urban and rural residents in this city shall be determined according to the standard issued to 2 yuan every 1 year. If the payment period is over 15 years, it shall be issued to 30 yuan every month.
The third is personal account pension. The monthly calculation and payment standard of personal account pension is the amount stored in personal account divided by 139. If the insured dies, the balance of personal account funds shall be inherited by the legal heir or designated beneficiary; If there is no legal heir or designated beneficiary, the balance of personal account funds shall be kept in the special account of local urban and rural residents' endowment insurance fund.
Extended data:
Since the implementation of the new rural social endowment insurance pilot and the urban and rural residents' endowment insurance system, if the insured person pays the endowment insurance premium annually or according to the regulations before reaching the age of 60, the payment period can be calculated cumulatively and participate in the calculation of the basic pension of the payment period.
The one-time pension insurance premium paid by the insured after reaching the age of 60 is only credited to his personal account, and the payment period is not calculated, nor is it involved in the calculation of the basic pension of the payment period. Those who receive the pension insurance benefits for urban and rural residents on a monthly basis should pay the pension on a monthly basis, starting from 20 15 1.
For those who have died during the period of receiving the pension insurance benefits for urban and rural residents on a monthly basis since 20 15 1, funeral subsidies shall be issued and reissued.
Phoenix Net-Wuhan establishes a full coverage social endowment insurance system.