Is it necessary to conduct a risk assessment after opening investment and financial management through Bank of China’s personal online banking? According to regulatory policy requirements, you must conduct a risk assessment before subscribing for financial products and fund products through Bank of China’s personal online banking. If you do not conduct a risk assessment, you can only view the products sold by Bank of China.

Financial products and fund products are not available for purchase.

Risk assessment can help you understand whether your risk tolerance is suitable for purchasing related investment products. The system will determine your risk tolerance based on the answers, feedback the results to you, and record the test results.

The risk assessment is valid for one year, the risk assessment support time is 7×24 hours, and the assessment takes effect in real time.

The financial management contract is valid for a long time.

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

We sincerely invite you to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GO APP to handle related businesses.