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How much does it cost to buy a new home?

1. Deed tax Deed tax is a property tax that is levied on real estate whose ownership has been transferred and changed, and the property rights inheritor needs to pay.

Deed tax collection is divided based on the area of ??the house. Before the New Deal, there were two thresholds for deed tax collection, which were divided into 140 square meters and 90 square meters.

The new policy uses 90 square meters as the limit, which is simplified compared to the original tax standard.

Those who purchase a large apartment with an area of ??more than 140 square meters and it is their first home will be exempted from taxes and fees.

For example: for a 150-square-meter house with a total price of 8 million, you need to pay 240,000 before the New Deal, but after the New Deal, you need 120,000.

2. House Repair Fund House Repair Fund, that is, after the warranty period of our house has expired, if you want to rebuild your house, you can start this fund.

Previously, Beijing paid 2% of the total price, but the updated standards are 100 yuan per square meter for multi-story residential buildings and 200 yuan per square meter for high-rise buildings.

3. Property management fees Property management fees are also a large sum of money.

Property management costs vary from building to building.

Generally speaking, the price of an ordinary residence does not exceed 5 yuan, and some even do not exceed 3 yuan.

Only a small number of high-end residential and commercial products are priced above 5 yuan, while residential construction prices in Beijing do not exceed 10 yuan.

If you pay 3 yuan per square meter per month, you will spend 3,600 yuan per year to buy a 100 square meter house.

4. The ownership registration fee is actually the cost of applying for a real estate certificate. It costs 80 yuan to apply for a set. If there is a certificate, an additional cost of 10 yuan/book will be charged.

5. Transaction fee Transaction fee is the fee we have to pay when handling transaction transfer and other procedures.

Generally, it is 3 yuan/square meter for residential buildings and 11 yuan/square meters for non-residential buildings.

Next, let’s take a 100-square-meter house with a total price of 5 million as an example to see how much it will cost in total. First, it is the down payment of the house. Calculated based on 30%, it will cost 5 million*30

% = 1.5 million yuan, then deed tax: 5 million * 1.5% = 75,000 yuan, house maintenance fund: calculated based on 100 yuan per square meter: 100 * 100 = 10,000 yuan, property management fee: 3 yuan per square meter per month

Calculation: 100*3*12=3600 yuan.

Ownership registration fee: calculated as 80 yuan per set, transaction fee: calculated as 3 yuan per square meter: 100*3=300 yuan, in total, in addition to the down payment of 1.5 million yuan, other expenses require 88,980 yuan.