The establishment and opening of fund companies have been strictly examined and approved by China Securities Regulatory Commission, which has made detailed provisions on the background of shareholders, back-office system, investment management and risk control of fund companies. Moreover, the fund assets of fund companies are managed by banks, so even if the fund management company goes bankrupt, investors' assets will not be damaged as long as the banks are still there. In addition, the Fund Law stipulates that even if the custodian bank goes bankrupt or liquidates, the assets entrusted by the fund will be protected.
So please don't worry too much ~ ~