I. Funds recommended by banks
The fund recommended by the bank is reliable from the platform, because the fund recommended by the bank has been audited and screened by the bank, and the source is reliable, because the fund recommended by the bank is the fund that the fund company cooperates with the bank and the bank sells on a commission basis; However, it cannot be considered that the fund recommended by the bank is absolutely safe and will not lose money. Any investment is risky. There are good and bad funds recommended by banks. There is no guarantee that you will not lose money if you buy them. Whether the fund sold by the bank can finally make money depends on the value of the fund. Generally speaking, most of the funds recommended by banks are on a commission basis. If you are not at ease, it is recommended to buy it through a professional securities company. After all, users are more professional than banks and have a professional investment analysis team. However, this does not mean that the funds purchased in securities companies are absolutely correct. It just means that securities companies can get more professional answers when they buy funds.
Second, the difference between funds and financial management
1, with different concepts. The fund is set up for a certain purpose and has a certain amount of money. And financial management is to manage finance (property and debt) for the purpose of maintaining and increasing the value of finance.
2. The classification is different. Funds include trust and investment funds, savings funds, insurance funds, retirement funds and funds of various foundations. And financial management refers to corporate financial management, institutional financial management, personal financial management and family financial management. Human survival, life and user activities are inseparable from the material foundation and are closely related to financial management.
3. The scope is different. The fund involves securities, enterprises and project management. And financial management is risk management with cash flow.
Generally speaking, Bank of Beijing Easy Gold Rush is a non-guaranteed wealth management product, which is issued by banks and has reliable sources, but it has certain risks, so be cautious when purchasing.