In the end, the fund still wants to earn more, and the timing of admission and exit should be chosen. So how can we improve the fund's income and choose the right time to enter and leave? Bian Xiao arranged the fund investment here. Choose the right fund and opportunity to enter the market for your reference. I hope everyone will gain something in the reading process!

Fund investment should choose the right fund and the opportunity to enter the market.

1, long-term oriented, don't care too much about short-term performance.

Choosing the right fund is the key to making money. We should clearly realize that just because a fund goes up or down in a short period of time does not mean that it is better and more worth investing than what you hold.

Looking back, when we choose a fund, we should not only look at its past performance, but also understand the information of the fund company, fund manager, scale, investment target and so on, and consider it comprehensively.

Moreover, before you start investing, you should make your own investment goals and investment plans. For example, you can make a plan to invest in this fund by fixed investment, and gradually redeem the income when the rate of return reaches 65,438+00%, 20% and 30%, and redeem all the income when the market enters a relatively high level.

If you just feel that your income is a little behind others, you will directly overturn the previous plan, especially if the principal and income are not much, it will be difficult to reflect the effect of compound interest.

In fact, people who have really done their homework will generally not overturn their plans so easily, because they have research and confidence in their previous choices.

If he is too easily influenced, it means that his previous decision is not the result of serious thinking, and he is likely to follow suit.

Therefore, before investing in funds, you should do your homework and plan well, and don't change your investment decision because of short-term performance.

2. Dare to buy when the market falls.

Fund investment, like stock investment, needs reverse thinking investment. When the stock market plummets due to unexpected events, it is necessary to think calmly and consider whether to add positions instead of cutting the meat and leaving.

In a crisis, we should see both danger and opportunity.

The first skill for a fund to earn more money is to dare to buy a fund when the stock market plummets, and dare to add positions when the fund retreats by more than 20%, so as to truly make money by buying low and selling high. Instead of chasing funds when the stock market rises, the cost of buying funds will increase, and of course, making money will be much less.

But buying here is also tricky. If you don't grasp the opportunity, it's easy to copy the bottom halfway up the mountain. When the market is still in the downward trend on the left, you must be cautious when entering the market. It is not advisable to always make up the position after falling. It is easy to make up the bottom, and there will be no funds, which will be very depressing. The best way is to add positions in time when the market turns to the right of the upward trend.

You can choose the fund to vote. If the fund makes a fixed investment, it can start to make a fixed investment when the market falls. Therefore, fund investment should pay attention to ways and means, and should be treated according to specific circumstances.

Fund investment should adhere to fixed investment and avoid chasing up and down.

1, insist on fixed investment

Maybe you will say, is the fixed investment really that good? It can turn decay into magic. There really is.

The first benefit of fixed investment: diluting costs and reducing risks. We all know that one-time investment funds are very risky. For example, if you are optimistic about a one-time investment of 50,000 yuan in a fund, the market will unexpectedly fall, or even plummet all the way. When I bought 50 thousand yuan, it became 40 thousand yuan. Will you be afraid or even cut your meat and leave?

However, if you divide this 50,000 yuan into five parts, and make a fixed investment of 6,543.8+0,000 yuan every month and five months, then you can make a profit after a decline in the first month or two and a rise in the later period.

The second benefit of fixed investment: the guide of one-time investment, many people may have doubts again, thinking that fixed investment can also judge the next market trend.

Indeed, if you make a fixed investment, the more you make a fixed investment, the more you lose, which means that the market is not good now and you need to buy more.

When the more fixed investment, the more money, indicating that the market has improved, and there is an upward trend, it is necessary to suspend fixed investment at this time. In addition, we all want to bargain at a low point, but we can't grasp the bottom position. Fixed investment can give us a way.

2. Never do this in Man Cang.

Whether it's a bull market or a bear market, never do it in Man Cang. When investing, you must be calm and control your position, especially in a bull market.

Why is the bull market prone to losses? To put it bluntly, there are too many people blindly following the trend in the bull market, and it is easy to make money in the future, so they have been investing their money in funds or the stock market.

In the end, it must be a fierce operation, and finally lost money.

You can't do it in Man Cang in a bull market, and you can't do it in Man Cang in a bear market, because A-share bears are short, and you can't tell how long they will bear in a bear market.

At any time, we should leave a retreat for ourselves, and obtaining excess returns is the fund investment strategy.

Fund investment should be revised in time, and profit should be stopped in time.

1, correct the error in time.

For the fund itself, if you choose a good fund, unless the factors you originally chose have changed, there is no need to keep thinking about something new and better like changing clothes.

For example, if it is an active fund, the income is still among the best in its class, and the fund manager has not changed. There is no need to replace it. If it is a passive index fund, the current valuation is reasonable, of course, you can continue to invest.

However, if you accidentally take the fund, you must decisively change the fund. Wen Ji is going up less and falling more, while a good foundation can go up and resist falling. If you remember well and don't resist falling, at least when the index rises, it will rise sharply, regardless of fluctuations, but the overall increase is still far greater than the decline. Many novices don't want to throw away their abuse base because they don't know that the fund can be directly converted, and they are afraid of redemption fees and missing the rising market. The more results, the more serious the loss. Fund conversion can be two days earlier than redemption and repurchase, and the general conversion fee will be lower than redemption and repurchase (the conversion rate may be slightly higher than the direct redemption fee, but lower than the redemption and repurchase fee), so for those who want to make a profit, direct redemption is good. If they want to redeem and buy back other funds, they'd better use conversion, which saves time and money.

Step 2 make a profit in time

After the fund is profitable, it is not necessary to strictly abide by the profit-taking point, but should be based on the rising cycle. A rising cycle is sometimes very long and sometimes very short. If you don't make profits in time when you go up, all the profits will fall back when you go down. Originally, you can temporarily withdraw from profit after one year, but because of profit taking, you have to wait until the next round of rise, which will make the funds stand still for a long time.

Take profit in time as the saying goes: disciples will buy, masters will sell, and foundations will buy and sell. It is important to make more money than others. You can set a stop profit point, such as 20%. As long as the fund rises by 20%, you will stop profit, so if it falls later, you will earn much more than others.

In fact, if you want to buy a fund to earn more than others, you just need to master some secrets, don't chase after the ups and downs, and you can't cut meat. In the end, you will definitely earn more than others.

To sum up, learn to invest with spare money, and learn to fear the market and follow suit in the process of investment; Never operate in Man Cang. When the market falls, prepare 2-3 layers of emergency funds for turnover and low absorption.

In terms of adding positions, don't stick to your own opinions, but do it in an appropriate and flexible way. When choosing a fund, it depends on the performance ability, position and withdrawal rate of the fund company and fund manager; Fund investment is a protracted war. Have confidence in yourself and be patient with the market. Learn to wait, learn to be calm, and you will grow up slowly.

Just follow your own investment plan, and focus on what you have done and achieved, and then sum up your experience and make adjustments. Compared with yourself, it is already very good. The situation of others only gives us the possibility of reference.

Fund investment should choose the right fund and the opportunity to enter the market.

★ Understand the basic knowledge of the fund.

★ Matters needing attention in private equity investment

★ Investment Guide for Fund Market

★ Risk analysis of fund investment

★ The fluctuation rhythm of the stock market in each month of the year

★ Stock investment fund strategy

★202 1 Why did the fund fall?

★ Why is the fund valuation rising but the net value falling?