2. For chickens sold directly on the Internet, the handling fee is generally 60% off, which is cheaper.
If you buy it online, Bank of Communications will give you a 60% discount and ICBC a 20% discount. Only funds that have signed contracts with banks can be bought at a discount.
4. You can also buy it directly at the bank counter.
5. It can also be purchased from securities companies.
6. Introduce the channels for buying chicken:
At present, there are three main channels for fund sales, namely, fund company direct sales center, bank agency outlets and securities company agency outlets. Advantages and disadvantages of subscribing for funds through various channels:
1, fund company direct sales center: the advantage is that you can go through the procedures of account opening, subscription and redemption through online transactions, and enjoy preferential transaction fees, regardless of time and place; The disadvantage is that when customers need to buy products from multiple fund companies, they need to go through relevant procedures in multiple fund companies, and investment management is more complicated. In addition, investors are required to have corresponding equipment and Internet access conditions, and have strong network knowledge and application ability.
2, bank outlets to sell: the advantage is that there are many bank outlets and it is convenient to deposit and withdraw money; The disadvantage is that the products of fund companies sold by various bank outlets are limited, and generally new funds are the mainstay; Investors need to go to and from outlets to go through the formalities.
3. Securities companies sell on a commission basis: The advantage is that securities companies generally sell the products of most fund companies on a commission basis, with a wide range of choices. The account managers of securities companies have professional investment ability and can provide good analysis and suggestions. All kinds of trading procedures of the fund can be realized through online trading and telephone entrustment with securities companies; The deposit and withdrawal of funds are carried out through bank-securities transfer, and securities, funds and other products can be combined and managed in one account; The disadvantage is that there are fewer outlets of securities companies than banks, so you need to go to the outlets of securities companies for the first time.
How to choose the right channel to buy funds?
For investors with strong professional ability (being able to analyze fund products and handle business online), it is a better choice to choose direct sales of fund companies.
For older middle-aged and elderly fund investors, it is more suitable to go to nearby bank outlets and securities company outlets, make use of the convenience of many bank outlets to complete fund investment, or rely on the advice of account managers of securities companies to select suitable funds through counters.
For working-class or young white-collar workers, it is more suitable to realize one-stop management through securities company outlets.
The process of opening an account or purchasing a fund in a fund company, a bank outlet or a securities company outlet is basically the same:
1. Fill in the application form for the open-end fund account at the counter of the outlet → Submit the completed form and valid certificate to the counter business personnel → The customer sets the transaction password and inquiry password by himself → The counter staff replies to the receipt of account opening acceptance → The customer can inquire the application confirmation result by phone, online or at the agent outlet on T+2.
2. Information required for opening an account at the counter: ① Original valid ID card (including resident ID card, police officer's card, military officer's card, soldier's card, passport, etc.). ); ② I use my current bank card or passbook for bank-securities transfer.
3, through telephone entrustment, online transactions or in person at the counter for fund recognition (application) purchase and redemption procedures.