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1. Differences: 1. The medical insurance benefits for flexible employment personnel are higher than the medical insurance benefits for urban residents.

Urban residents' medical insurance is a supplementary insurance for people not covered by basic medical insurance and flexible employment medical insurance.

Low payment and low reimbursement (mainly for children, the elderly, etc.) 2. There are few types of special diseases for people with flexible employment.

I don’t have an account (the medical insurance card is just for identification).

Basic medical insurance has a personal account. The monthly fees paid by individuals (excluding large amounts) and fees paid by the unit are transferred to the personal account in a certain proportion and used to pay for out-of-pocket expenses when seeing a doctor and purchasing medicines. 3. Non-refundable.

As long as the insured person completes the procedures, makes a full deposit in the designated account of the designated bank, and successfully deducts the fee, it will be deemed as recognition of the flexible employment medical insurance policy.

No refund will be given regardless of whether the waiting period for benefits has expired or not.

Because the fee has been entered into the medical insurance fund, the medical insurance fund can only be used to pay the benefits of the insured persons.