Fixed investment is actually a regular investment. Refers to the monthly (or annual) according to a certain period of time and amount, the same amount of money into the fund on a regular basis. Different from one-time investment, fixed investment can effectively spread investment risks and avoid the impact of market fluctuations on investment. Therefore, fixed investment is also called "investment without thighs".

Fixed investment fund refers to an open-end fund that invests in fund companies. According to their own risk preferences and investment needs, choose the appropriate fund type for fixed investment. So, which fund should the fixed investment fund choose?

First of all, you need to know your investment needs and risk tolerance. If the risk tolerance is strong, you can choose some equity funds or hybrid funds for fixed investment. These funds are risky, but they also have high returns. If the risk tolerance is weak, you can choose some bond funds or money funds for fixed investment. These funds have relatively low risks, but at the same time, their returns are also low.

Secondly, we need to consider the historical performance and management ability of the fund. Choosing a fund company with excellent management ability can ensure the safe and stable growth of its own funds. At the same time, it is also necessary to pay attention to the historical performance of funds and choose funds with excellent past performance for fixed investment.

Finally, we need to pay attention to the cost of the fund. Fund management fee, sales service fee and custody fee will all affect the actual income of the fund. Therefore, when choosing a fixed investment fund, it is necessary to carefully understand the cost of the fund and choose a fund with a lower rate for investment.

In a word, choosing a suitable fixed investment fund needs to consider many factors, including investment demand, risk tolerance, historical performance, management ability and cost of the fund. Only by fully understanding the situation of the fund can we make wise investment decisions and realize long-term and stable wealth appreciation.