Compared with high-risk stock funds and hybrid funds, bond funds have relatively low risks and relatively stable income fluctuations, because 80% of them invest in bonds, and bonds are safer than stocks.
According to big data statistics, from 2007 to 20 17, the average yield of bond funds was 8.05%. Therefore, this bond fund has always been regarded as an investment weapon with low risk and stable income.
Extended data:
Although the bond fund has low risk and stable income, it is not a steady profit. As can be seen from the following figure, 20 1 1, the bond fund lost 3. 12%, 20 13, 20 16, and the yield was less than one point due to the "money shortage".
But in the medium and long term, the income of bond funds is stable. During the period from 2005 to 20 16 12, the accumulated income reached 148.06%, with annual compound interest of 7.86%.
Bond funds mainly pursue relatively fixed income in the current period, and the risk income is smaller than that of equity funds, which is suitable for investors who are unwilling to take too many risks and seek stable income in the current period.
Bond funds can also effectively spread the systemic risks in the market. According to statistics, from July 2007 to July 2065438+2007, the correlation coefficient between Shanghai Composite Index and Shanghai Composite Index bonds was -0.09. This means that the correlation between stock market and bond market is very low, even negative.
Therefore, if some bond funds are allocated in the portfolio, it will not only have the characteristics of stable income and good liquidity, but also reduce losses even in the face of a sharp decline in the stock market. If the allocation ratio of bond funds is large enough, it can even achieve a small profit.
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