The social security fund is paid by both employers and employees, and is used to pay social insurance benefits such as endowment insurance and medical insurance for employees. The management and use of social security funds need to comply with relevant laws, regulations and policies. Under normal circumstances, the social security fund should be managed and invested by the financial department or the social security fund management institution. Therefore, under normal circumstances, social security funds cannot be deposited in time deposits or other investment channels. The investment and management of social security funds need to follow relevant regulations and procedures to ensure the security, liquidity and profitability of social security funds. If you have specific questions about the social security fund, it is recommended to consult the local social security fund management institution or relevant financial institutions.

The deduction standard of social security card is as follows:

1, payment base: the deduction base of social security card refers to the salary income of employees, and the specific standards vary according to local policies and regulations. In some areas, the social security expenses of employees are determined according to a certain proportion of the payment base. For example, in Beijing, the cost of employee pension insurance is calculated according to 22% of the payment base;

2. Types of social insurance: The types of insurance involved in social security card deduction are: endowment insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance. Different types of insurance have different compensation standards;

3. Payment ratio: the deduction ratio of social security card refers to the proportion of social security fees that employees need to pay to the payment base. For example, the cost of employee pension insurance is calculated according to a certain proportion of the payment base, and different regions and policies may be different.

To sum up, the deduction standard of social security card varies with different regions and policies. When paying social security fees, employees should carefully read relevant policies and regulations, understand their rights and obligations, and avoid unnecessary losses due to ignorance of policies.

Legal basis:

Article 29 of People's Republic of China (PRC) Social Insurance Law

The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units.

The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.

Article 30

The following medical expenses are not included in the payment scope of the basic medical insurance fund:

(a) shall be paid by the industrial injury insurance fund;

(2) It shall be borne by a third party;

(three) shall be borne by public health;

(4) Go abroad for medical treatment.

Medical expenses that should be borne by a third party according to law. If the third party is unable to pay or cannot determine the third party, the basic medical insurance fund will pay in advance. After the basic medical insurance fund pays in advance, it has the right to recover from the third party.