Since the reform and opening up, great changes have taken place in rural areas of China, the living standards of farmers have been greatly improved, and various undertakings in rural areas have made great progress. However, China's rural social security management is relatively backward, and the majority of farmers have been drifting away from the social security network. Most of their living conditions, illness and death are the responsibility of individuals and families. This situation is not conducive to the country's deepening rural reform and rural economic development, and the most important thing is not conducive to the coordinated development of the whole economy, society and urban and rural areas.

1. 1 Rural social pension measures are not ideal.

From the perspective of social security expenditure, the social security expenditure of farmers, who account for about 80% of the total population, accounts for only one tenth, while that of urban residents, who account for 20% of the total population, accounts for nine tenths. With the development of China's economy, the gap between urban and rural areas is widening, mainly because the rural social security system is not perfect, and farmers' pension problem has not been paid enough attention, especially in poor and remote areas. Since 1986, the Ministry of Civil Affairs has been actively exploring and solving the problem of rural endowment insurance. Pilot activities in various regions have been gradually launched. Although on the surface, the rural old-age insurance has been carried out well, but in fact it is not ideal. The number of participants is not enough, and the implementation is not comprehensive enough. After years of development and operation, only 65,438+02% farmers have participated in rural old-age insurance activities, and 88% farmers are still out of social security.

Paper net

1.2 The rural medical insurance system is imperfect and the coverage rate is low.

Although many areas have made efforts to restore cooperative medical care, the recovery situation is not ideal due to the lack of economic support and effective system norms given by the state. At present, the coverage of medical insurance in rural areas of China is very low. Even at the peak of the new rural cooperative medical system, the population of cooperative medical system is very low and the coverage is not wide enough. In addition, according to the survey of the Ministry of Health of China, 86% of farmers still have no social medical insurance, and they still seek medical treatment at their own expense.

Judging from the concrete implementation of social endowment insurance and medical insurance, most farmers are still outside the social security net.

2. Problems in rural public security

2. 1 Rural social security funds have narrow sources and small coverage.

The source of rural social security funds in China is not reasonable enough and does not reflect the responsibility of the whole society. On the basis of insurance benefits, we will adhere to the principle of giving priority to individual tax payment, supplemented by collective subsidies, and given policy support by the state. Under such regulations, the responsibility of the state is too small and the investment in rural construction is too small, which makes farmers and poor areas unable to bear social security funds. Access to social security funds is also relatively narrow, which is far from the coverage of urban social security. In addition, social security in rural areas includes social relief such as pension, cooperative medical care, subsistence allowance and basic living allowance for poor households.

2.2 rural social security management is not scientific enough

At present, the management of rural security projects is very chaotic, the scale is not scientific and standardized, and there are some problems such as unreasonable management system, high cost of security funds and unreasonable operation of funds. The low level of rural social security is also reflected in the management of insurance funds. Most rural social security funds in China are raised, managed and used by local governments, and lack of effective supervision and management leads to many risks in the use of rural funds in China.

Thesis ghostwriting

2.3 Rural social security lacks legal protection.

Judging from the current situation of rural social security legislation in China, there are many problems. Although there were some laws, regulations and provisions on rural social security in China in the past, most of them were single, single-function and flawed, and did not form an organic and reasonable legal system. So far, there is no special law and regulation on social security in China, but some provisions on social security can be found in relevant laws, and there is no complete and artificial procedure.

3. How to strengthen the management of rural social security

3. 1 proceed from reality, analyze specific problems, adjust measures to local conditions, and develop in a plane.

The management of social security should start with endowment insurance and medical insurance.