The following persons with Wuhan household registration (except those engaged in real estate, advertising, sauna, massage, Internet cafes, oxygen bars and industries that are not encouraged by the national industrial policy), who set up individual industrial and commercial households in our city according to law, start their own businesses, operate in partnership, and start small and micro enterprises, can apply for business guarantee loans. The maximum loan amount is not more than 200,000 yuan, the longest term is 2 years, and the financial interest is fully subsidized (extension and overdue interest is not subsidized).
Registered unemployed people in cities and towns; Persons with employment difficulties (including the disabled); Demobilized demobilized soldiers; People released from prison; College graduates (not limited to Wuhan household registration, including university student village officials and returned overseas students) resolve employees and unemployed people in overcapacity enterprises; Migrant workers returning home to start businesses; Online merchants; Establish a poor labor force; Rural self-employed; College students (not limited to Wuhan household registration); Other personnel registered in public employment service institutions in Wuhan and holding the Employment and Entrepreneurship Certificate.
To apply for the second or third loan, you must provide the original and three copies of the bank's timely repayment certificate, the original and three copies of the business license, and the employment promotion personnel (2? People and above) signed the "labor contract" with a term of more than one year in triplicate, the original and three copies six months before the date of application, and one copy is to be kept. Apply to the district human resources (social security) department where the household registration or business license is registered.
Extended data:
Provisions on the relevant requirements of college students' entrepreneurial loans in Wuhan;
1. Give further play to the role of small secured loans in promoting entrepreneurship, and set up a small loan guarantee fund for college graduates' entrepreneurship with a quota of100,000 yuan to provide guarantee for college graduates who start businesses in Wuhan to apply for personal small secured loans.
2. Give full play to the positive role of special funds for the construction and development of municipal incubators in boosting college graduates' entrepreneurship, and encourage all kinds of guarantee institutions to provide financing guarantees for college graduates' entrepreneurial enterprises that enter the park for incubation. If the amount of financing guarantee is less than 3 million yuan, the Municipal Science and Technology Bureau will give full subsidies according to the guarantee fees actually paid by college graduates' entrepreneurial enterprises.
3. If the financing guarantee amount is more than 3 million yuan, 50% of the guarantee fee will be subsidized, and the maximum subsidy for each enterprise will not exceed 654.38+10,000 yuan.
Jiang 'an District People's Government of Wuhan City-Guidelines for Qualification Examination of Personal Business Guarantee Loan Borrowers in Wuhan City