Will the 30% loss of the fund return to its capital? The answer is that it is more difficult to return to the original, is it to cut the meat or make up the position? We should make a concrete analysis of what caused the loss, whether it was the poor operation of the fund or the general market situation, or the problem of investment choice.

1. The fund is operating normally.

If the market and industry have not changed and the intrinsic value of the fund is optimistic, then you can consider adding positions at a low level. Buying at a low level can spread the cost equally, and even if the price is not at a high level, it is possible to return to the profit. In addition, we should also pay attention to whether the fund loss is a short-term loss. For example, the fund dividend means that the fund often has short-term book losses, which is benign and the net value of the fund will gradually recover.

2. There is something wrong with the fund.

If the fund continues to lose money due to its own problems, it is recommended to stop loss in time. For a poor quality fund, persistence will only make the investment deeper and deeper. There may be many problems in the fund, such as changing fund managers, shrinking fund size, rat warehouses and so on. For actively managed funds, the management ability and style of fund managers are extremely important. If the fund manager changes or the investment style changes, redemption can be considered in the case of loss.

Generally speaking, if the fund it holds has sustained losses in the rising environment, and the fund ranks lower in the same type of products, it is recommended to stop the loss in time.

3. The market generally plummeted.

If there is a big market crash, from bull market to bear market, then equity funds can also be redeemed or converted into other more stable fund types.