Choose Huaxia Return, the fund manager is still good, but the subscription fee of this fund is higher than that of ordinary funds, and because it is a conservative fund, the rate of return is relatively low, and of course, the risk is relatively small. If the risk tolerance is strong, it is better to choose Huaxia Dividend or Huaxia Growth (this is a hybrid fund) or Huaxia Advantage Growth (this is a stock fund, and the risk is relatively high. Of course, if the stock market prefers it. If you want two, then choose silver, and forget about the rich country. The overall operation ability of this fund company is not very good, and its stock selection and timing are not as good as the first two.