As long as the real name of Alipay account is authenticated, you can buy funds in Alipay, and you don't need to open an account again. It is up to investors to decide whether to buy more or less. So many people buy funds in Alipay, but most people don't know how these funds come from.

Where did the funds in Alipay come from?

They are all issued by fund companies, and Alipay is just a consignment platform. Simply put, Alipay is the intermediary of these fund companies, which only provides a sales platform and does not participate in fund management and operation. So don't think that these funds are paid by Alipay and are guaranteed.

However, some funds in Alipay are exclusively sold by Ant Wealth. For example, Tian Hong Yu 'ebao Money Market Fund docked by Yu 'ebao is the exclusive sale of Alipay Ant Wealth, because Ant Financial, the parent company of Alipay, holds 5 1% equity of Tian Hong Fund and has certain control over the sales channels.

The funds in Alipay can't be guaranteed. It doesn't matter whether it is a profit or a loss after buying it. The funds bought in Alipay are all open-end funds, which can also be inquired and purchased on other fund sales platforms.

After Alipay buys a fund, you can check the fund holding in your account, or you can click Redeem in the fund holding and sell it now. Once you choose to buy a fund, it is recommended to plan for three to five years.