The basic medical insurance fund for urban workers refers to the balance of the basic medical insurance premiums that should be paid by the employing units participating in medical insurance within the administrative areas of counties and cities after being included in the individual accounts of employees.

After the employer pays the medical insurance premiums payable by the employer and employees to the county social security bureau on time and in full, their employees will enjoy medical insurance benefits according to regulations from the month after the employer pays the medical insurance premiums in full.