1, cost
In order to raise funds as soon as possible, the subscription fee of the new fund will be discounted accordingly, and the subscription rate is 30% or even 10%, which reduces the purchase cost of investors.
2. Risk
The new fund has no historical performance and rate of return as a reference, so investors can't make a valuation based on the past value, which is risky and may have both high returns and high risks. At the same time, the new fund is similar to the new shares, the net value fluctuates greatly, and the trend is not very stable, that is, there will be ups and downs.
3. Flexibility
The new fund has a certain closed period, that is, it cannot be sold during the closed period, and its flexibility is poor. At the same time, during the closed period, investors will suffer huge losses due to changes in market conditions or the trend of fund investment targets.
Therefore, only from the perspective of cost, the new fund is suitable for subscription, and from the perspective of risk and flexibility, the new fund is not suitable for subscription.
At the same time, investors can choose according to the following factors when investing in new funds:
1, historical performance of fund managers
To some extent, the historical performance of fund managers can reflect the investment level of fund managers, that is, fund managers with better historical performance have higher investor level, whereas fund managers with poor historical performance have lower investor level, so investors should try their best to choose new funds with better historical performance.
2. Investment direction of the Fund
When choosing a new fund, investors should consider the investment of the funds raised by the fund and try to choose those new funds with great investment potential. At the same time, the risk of the fund can also be judged through the investment direction. For example, if you mainly invest in the stock market, the risk is higher than investing in the money market. When choosing a new fund, investors should choose a fund that matches their own risk tolerance.