Everbright Yao Wallet Currency A is a monetary fund, which can be seen in Alipay. Its seven-day annualization is and supports withdrawal at any time, and the funds will arrive on T+1. So, is Everbright's wallet currency A safe? Let's analyze it from three angles to see if this money fund is reliable.

is everbright wallet currency a safe?

first, from the perspective of risk level, the security of money funds is still relatively high. The risk level of money funds is "low risk", which is the lowest risk among all funds, which means that it is unlikely that Everbright wallet will lose its principal in currency. The essence of Yu 'ebao is also a money fund, which earns the expected income. The risk degree of Everbright's wallet currency A is similar to that of Yu 'ebao, and there is not much problem.

second, from the investment direction and investment scope, the risk of Everbright's wallet currency A is relatively small. Money funds mainly invest in money market instruments, and the fund fluctuates very little. Short-term money market instruments include bank deposits, certificates of deposit and national debt, etc., which have a high safety factor and are basically zero risk and will not cause any problems. Some money funds also invest in short-term bonds, which are generally interest rate bonds, with less credit risk and higher security, but when the market interest rate goes down, the expected return of the money fund will be affected to some extent.

third, from the historical situation, according to the data, the 7-day annualized expected rate of return of Everbright's wallet currency A is that this fund was established in 215, and there has been no loss in history. The expected rate of return achieved in the past year is that the performance level is medium and the security is still guaranteed. To sum up, it can be seen that the security of Everbright's wallet currency A is still relatively high, so there is no need to worry too much about investment.