I. Need to terminate the fixed investment plan.
1. Short-term capital demand: In case of unexpected events such as travel, further education and medical treatment, the fixed investment fund needs to be used, and the fixed investment plan needs to be terminated at this time.
2. Change of investment target: Investors have new investment targets and need to re-plan their investment plans. At this point, they need to terminate the fixed investment plan.
3. Don't like the performance of the fund: investors may find that the performance of the fund with fixed investment is not as good as expected, or find that the investment style is not in line with themselves. At this time, it is necessary to terminate the fixed investment plan and re-select other funds.
Second, how to terminate the fixed investment plan
1. Online termination: Many fund companies allow online termination of fixed investment. Investors only need to log on to the fund company's website or mobile APP, find the fund they have invested in, and select "Terminate Fixed Investment".
2. Fund companies apply for termination: some fund companies do not provide online termination services, and investors need to bring their ID cards to the fund companies for termination.
3. Termination of bank counter: If an investor makes a fixed investment through a bank, he can go through the formalities of terminating the fixed investment at the bank counter.
Third, the possible impact of the termination of fixed investment.
1. Impact on investment time and income: If investors terminate their fixed investment when the performance of the fund is low, they may miss the follow-up investment opportunities and affect investment time and income.
2. Need to re-select the fund: If the investor terminates the fixed investment plan and needs to re-select the fund, it may take time and energy to study other funds.