On July 2 1, at the press conference in the second quarter of 2020 held in Ministry of Human Resources and Social Security, Nie Mingjuan, director of the Ministry of Human Resources and Social Security Pension Insurance Department, introduced that this year, it is estimated that three social insurances will reduce the cost of enterprises by10.6 trillion yuan, of which the enterprise pension insurance premium will be10.5 trillion yuan, which means that the pension insurance fund will receive less1this year.
Will this affect the timely and full payment of retirees' pensions? In response to this social concern, Nie Mingjuan emphasized that the rescue policy has been repeatedly studied, carefully evaluated and accurately calculated in advance, "on the premise of ensuring the timely and full payment of pensions". He said that China's enterprise pension insurance fund has accumulated a considerable "family", with a cumulative balance of 5 trillion yuan at the end of last year. "The reduction in social security costs will not affect the timely and full payment of pensions."
Three major social security "do not slow down"
Reduce the cost for enterprises10.6 trillion every year.
Lu Aihong, director and spokesperson of the Policy Research Department of Ministry of Human Resources and Social Security, said that since the implementation of the social security "non-deceleration" action to help enterprises, the social insurance premium of enterprises has been reduced or exempted by 576.9 billion yuan from February to June, with a deferred payment of 4.3/kloc-0.0 billion yuan. It is estimated that the annual fee reduction for enterprises will be10.6 trillion yuan.
Du Nan reporter learned that in order to help enterprises during the epidemic, in February this year, Ministry of Human Resources and Social Security and other three departments decided to gradually reduce the three social insurances for enterprises' pension, unemployment and work injury, which made it clear that each province could exempt the unit contributions of the three social insurances for small and medium-sized enterprises for no more than five months, which meant that the exemption policy could be implemented until June.
However, on June 25th this year, Ministry of Human Resources and Social Security and other three departments issued a document again, and decided to extend the implementation period of the above policies and extend the implementation of the three social security exemption policies for small and medium-sized enterprises until the end of February 65438+2020.
Nie Mingjuan said that the annual cost reduction for enterprises was10.6 trillion yuan, which was "unprecedented in scale". "Here is a set of comparative data. Since 20 15, the state has lowered the social security rate six times, and the total rate of five social insurances for employees has dropped from 4 1% to 33.95%. * * * has reduced costs for enterprises by nearly one trillion yuan. " He said.
He also said that in addition to 1 0.6 trillion yuan of "real money and silver" released in1year, if the "tail-jumping" factor that the pension insurance rate in June+0-April is lower than that in the same period of last year is added, and the fee reduction amount of the policy of reducing unemployment insurance and industrial injury insurance rates by stages is continued throughout the year, the total fee reduction of the three social insurances will reach1this year.
The national endowment insurance fund has a considerable "family"
Will not affect the "money bag" of retirees
According to Nie Mingjuan, of the10.6 trillion yuan of enterprise cost reduction,10.5 trillion yuan is enterprise endowment insurance premium, which means that the national endowment insurance fund will lose10.5 trillion yuan this year. Will it affect the pension bag of retirees?
At the press conference, Nie Mingjuan responded to this concern of the society. He said that thanks to years of rapid economic development, China's enterprise pension insurance funds have accumulated considerable "family wealth", with a cumulative balance of 5 trillion yuan at the end of last year. "What I want to make clear here is that the reduction of social security fees will not affect the timely and full payment of pensions."
He said that the aid policy has been repeatedly studied, carefully evaluated and accurately calculated in advance. "The premise is that pensions must be paid in full and on time." After the implementation of this year's reduction and exemption policy, it is expected that more provinces will fail to make ends meet in the current period, but most provinces can use the balance of previous years to ensure payment.
"As of the end of June, the accumulated balance of the national enterprise pension insurance fund was 4.77 trillion yuan, and it is expected to maintain a balance of more than 3.8 trillion yuan by the end of the year. In addition, there are more than 2 trillion national social security strategic reserve funds, and the overall support capacity is still relatively strong. " He said.
Nie Mingjuan said that the state has also fully predicted the difficulty of ensuring the distribution of funds in various provinces, and will increase the adjustment and support of funds in provinces with difficult distribution guarantees.
For example, this year, the proportion of central funds transfers has increased to 4%, the scale of transfers has reached 740 billion yuan, and the inter-provincial transfers have exceeded 654.38+070 billion yuan. In early April, the first quarter adjustment fund was allocated, and in mid-June, the second quarter adjustment fund was allocated, which strongly supported the difficult provinces to ensure payment. The central government will also give special support to the provinces under great pressure on the basis of compacting the main responsibilities of provincial governments.
watch out for
It will not affect the basic pension "16 continuous increase" this year.
This year, the basic pension for retirees will achieve "continuous increase 16". 17 In April, Ministry of Human Resources and Social Security and the Ministry of Finance jointly issued the Notice on Adjusting the Basic Pension for Retirees in 2020, requiring that the national overall adjustment ratio be determined according to 5% of the monthly basic pension for retirees in 20 19, and each province should take the national overall adjustment ratio as the upper limit and determine the adjustment ratio and level by itself.
It is worth noting that in recent years, the overall rate of pension increase has shown a downward trend. From 2008 to 20 15, the annual growth rate of pension has remained above 10%, and it began to decline in 20 16, and maintained at 5% for three consecutive years in 20 18, 20 19 and 2020.
Some scholars told Du Nan that considering the unfavorable factors facing the economy and society this year, 5% is not low. However, under the background of slowing economic growth and the adverse impact of the epidemic, the substantial reduction of enterprise endowment insurance premiums and the improvement of retirees' basic pensions will inevitably put greater pressure on the national endowment insurance fund, which is more prominent in some provinces where the current endowment insurance fund can't make ends meet.
In view of the adjustment of basic pensions in various provinces this year, Nie Mingjuan emphasized that the reduction or exemption of endowment insurance premiums will not affect the adjustment of pensions in various provinces this year. In terms of system construction, there are fundamental institutional arrangements to ensure long-term issuance. At present, 26 provinces in China have achieved standardized provincial-level overall planning, and the remaining provinces will also realize the collection and expenditure of provincial-level overall planning funds before the end of this year.
"Standardized provincial-level overall planning can not only further improve the unified dispatching and utilization capacity of funds in the province, but also ensure the payment of pensions in the province, and also lay a good foundation for the next step of implementing national overall planning." He said.
Du Nan reporter found that as of July 2 1 day, 25 provinces in China have issued specific adjustment plans for their respective provinces, and most provinces explicitly requested that new pensions be paid in place by the end of this month. "The rest of the provinces are organizing and implementing according to the actual situation in the region, and strive to distribute the adjusted and increased pensions to retirees as soon as possible." Nie Mingjun said