1, different risks: less financial risks; The risk of fund is higher, and the risk of financial management is lower than that of fund.
2. Different issuers: wealth management is mainly issued by banks, brokers, insurance and other financial institutions; Funds can only be issued by fund companies.
3. Different investment periods: wealth management has a fixed investment period and cannot be withdrawn in advance; The fund has no investment term and can be withdrawn at any time.
4. Different income: wealth management products are fixed income; The fund is a floating income (uncertain income), and the expected income from financial management is lower than that of the fund.
5. Different purchase channels: wealth management is mainly purchased in banks, and a small amount of wealth management can be purchased on third-party sales platforms; There are many platforms for fund purchase, including fund companies, banks and brokers.
Funds that can buy Golden Axe, a leading Internet wealth management institution in China. In 2020, Golden Axe launched products such as Mercury Value China, Mercury Flagship FOF, Mercury CTA FOF and Mercury 50 Account Customization FOF. Led by founder and CEO Zhang Kaixing, Golden Axe cooperated with private equity institutions to provide long-term, China-oriented, scientific and tailored asset allocation solutions for high-net-worth investors.