1. National bonds. The issuer of national debt is the country, so it is recognized as the safest financial product.

2. Short-term wealth management products of banks. The expected income of bank wealth management products has not changed much and is relatively stable.

3. Bank time deposits and demand deposits. Bank deposit is the most common, primitive and stable financial product.

4. Trust products. Trust products refer to financial products that provide investors with low risk and stable returns.

5. Capital preservation fund. Capital preservation fund, conservatively allocated, mainly investing in bonds and a small amount of stocks, with low risk.

Low-risk products in fund and bank financing

First look at the safer products in the fund. Among the fund products, the safest is the money fund. Monetary funds invest in short-term financial products, such as government bonds, central bank bills, bond repurchases and bank deposits.

Because the risk of any investment object of the Monetary Fund is relatively small, the risk of the Monetary Fund dispersing funds into these investment objects is naturally small.

In addition, the income of the money fund is also calculated by amortized cost method, which is equivalent to sharing the income equally every day, so no matter when you buy the money fund, there will be almost no loss.