The combination of BOC Huitong Investment 10 or above actually loses money every day! The only one who made money earned one yuan, and lost hundreds in ten thousand days! Do you know what the problem is? There is a good chance that someone is behind it. Under normal circumstances, there is no financial crisis in a country. In the case of social and economic turmoil, the combined funds above 10 are very safe, and the Bank of China Huitong Investment basically fell across the board at the same time. It is very likely that someone is behind this. BOC Huitou is an intelligent investment consulting service provided by China Bank for individual customers. According to the requirements of investors' risk tolerance and expected investment period, "BOC Huitong Investment" uses a series of intelligent algorithms and portfolio optimization models to provide intelligent and automatic asset allocation suggestions for individual customers.

"BOC Huitou" specifically includes three services: customized intelligent portfolio, stock asset diagnosis and BOC intelligent fixed investment. Customized smart portfolio refers to combining the risk preference and liquidity preference of individual customers to build a personalized standard smart fund portfolio for each customer; Intelligent asset diagnosis refers to diagnosing the stock assets of individual customers and giving suggestions for adjustment and optimization; The intelligent fixed investment of BOC refers to the intelligent selection of high-quality funds suitable for intelligent fixed investment through the intelligent model of BOC, and the automatic matching of fixed investment rules and strategies to maximize income.

"BOC Huitong Investment" mainly adopts the development idea of independent research and development, and has distinctive characteristics of China banks.

1, the upper and lower lines are closely combined.

"BOC Huitou" is the first intelligent investment consulting service in China to realize online and offline integration: online intelligent recommendation of standardized product portfolio by mobile banking system, intelligent diagnosis of customer stock assets, online intelligent product portfolio recommendation and personalized asset allocation suggestion; The offline wealth management manager system provides guidance services such as customer group classification and screening, personalized product portfolio adaptation, sales strategy, etc. The wealth management manager can undertake consultation at any time and propose personalized asset allocation and optimization schemes according to the further needs of customers, thus achieving the dual effects of improving customer experience and optimizing internal management efficiency, and making the customer service experience chain more complete.

2. Close combination of artificial intelligence and expert wisdom.

Mobile banking "BOC Smart Investment" service pioneered BOC-SMART model algorithm, constantly improved itself through machine learning, integrated the best investment consultant expert team of Bank of China, conducted market and product inspection on artificial intelligence model, dynamically corrected possible deviations of the system, and realized "double insurance" in the whole process from market selection, product selection and personalized combination.

3. Have a global vision.

Relying on BOC's advantages of internationalization and diversification, the mobile banking "BOC Huitou" service covers all investment targets and various investment products in the whole market, truly grasping the investment opportunities in the whole market for customers.