Generally speaking, Singapore has low taxes, low welfare and low burden; Europe has high taxes, high welfare and medium burden; Tax reduction, high welfare and high burden in Hong Kong. More specifically, take me as an example. My monthly income in Singapore is almost $2,500. As long as I pay 7% tax, I will pay 50% for my medical care. Mortgage to buy a house in three years. In Europe, the monthly income is almost $3,000, but 60% of the salary is taxed and medical care is free. You should be able to get a house after 65,438+00 years of struggle. In Hong Kong, you can get 4000 dollars a month, and you have to pay 10% tax. Medical care is free, but you may not get a house after working for 20 years.

Taxes in Singapore are still very low. I am now 5%, plus the usual 7% consumption tax, which accounts for almost 7% of my salary. Then, every month, a part of the income should be put into the provident fund (equivalent to the domestic provident fund, but personally feel inferior to the domestic provident fund). Personal provident fund is about 50%, and company's is about 50%, so if I pay 250 by myself and 250 by the company according to 10%, my provident fund will earn 500 yuan a month. Singapore's provident fund, like domestic provident fund, is divided into three parts: general account (house purchase fund), special account (pension fund) and midisave account (medical insurance). Among them, the money in the special account will double in about 8 years, but it can only be released at a certain age. Midisave's money will be national compulsory medical insurance, and the government has posted a lot of money, so the premium is very cheap, but it will be covered from $2,000, which means that your first 2,000 medical expenses are 1 0,000%, and the medical expenses are 80% from the country. (This is not as good as China's medical insurance. There is no special examination fee, and you have to pay for the physical examination yourself. Insurance against accidental disability, unemployment and death is also included, but it is rare and basically ineffective. Buying a house in Singapore is very cheap. 80% of the money for government apartments can be slowly paid out by the housing fund in the provident fund, and 50% of the down payment can be made by bank loans. So as long as you have 30 thousand cash, you can buy a house with three rooms and two halls. I now spend $2,000 a year on accident and 30 kinds of serious illness insurance, plus $ 150 on hospitalization insurance. Basically, you can have no worries and stay in hospital within 30 days, which not only saves money, but also saves money. Of course, you have to pay for minor illnesses and physical examinations yourself. I will hardly get sick now. It costs 100 yuan to do a comprehensive examination once a year, and 50*2 yuan to wash teeth twice a year. Therefore, my discretionary annual salary is 2500* 12-2 100 (tax) -3000 (provident fund) -2 150 (insurance) -200 (medical care) -5000 (clothing+food) -400 (. The quality of life is very high.