Engaged in legitimate production and business activities, with stable income and the ability to repay the principal and interest. Fund refers to a certain amount of funds set up for a certain purpose, mainly including trust and investment funds, provident funds, insurance funds, retirement funds, shop funds and so on. The conditions for applying for store gold are to engage in legal production and business activities, have stable income and the ability to repay the principal and interest. From the accounting point of view, capital is a narrow concept, which refers to funds with specific purposes and uses.