It can be said that it is basically safe.

The first fund adopts the asset custody system, and the fund assets are entrusted in commercial banks, which eliminates the risks caused by misappropriation or management violations by managers.

The second monetary fund is invested in the money market. The money market is a highly liquid and quasi-monetary instrument (such as central bank bills, national debt, etc.), and there is no risk in investing in this kind.

Therefore, the returns of each fund are basically the same, and the difference is generally not less than 3.5% in a year, and the good ones will not exceed 5%. Many institutions buy money funds for millions and tens of millions as temporary idle funds.

There are 5 million cases in Class B and 1 yuan in Class A..