I suggest you buy a money fund first as an introduction to the various processes of buying a fund.

Generally, funds with the word "cash" in their names are all money funds.

For example, Huaan cash compound interest, Huaxia cash interest and so on.

There is no handling fee for the money fund, so it is convenient to receive the account.

The bond fund with a slightly higher return is called "* * debt" in the general fund name. However, there is a handling fee, generally 2%, and there will be no big fluctuation in the short term, and there is also the possibility of downward fluctuation, so if the investment time is short, the income may be negative.

I hope I can help you.

The highest return is the stock fund. Not recommended here. You can learn about fund investment on some websites that introduce funds.