The maximum retracement of the fund refers to the maximum risk value of the fund in the past. At present, most trading platforms will not display the maximum retracement value of funds, and investors can only calculate it manually. Investors choose the period to be calculated, and the calculation formula is: (maximum net value of the fund-minimum net value of the fund)/maximum net value of the fund.

The maximum withdrawal amount of the fund is directly proportional to the risk of the fund. The smaller the maximum withdrawal of the fund, the smaller the risk, and the greater the maximum withdrawal of the fund, the greater the risk.