1. What Alipay funds can newcomers buy? Newcomers can do Alipay's risk assessment questionnaire first when purchasing Alipay funds, and get the corresponding risk level after completing the risk assessment. When purchasing fund products, we should pay attention to buying products that meet the risk level. Newcomers can buy some money fund products to accumulate experience first. In Alipay, the balance treasure and Yu Baoli of Alipay online merchant bank belong to the monetary fund. Such a money fund is very convenient to use, and there is no handling fee for subscription and redemption. Interest can be calculated the next day after purchasing such money funds, and the interest will be paid in real time.
Second, how do newcomers buy Alipay funds to avoid losses? Newcomers should not excessively pursue the upward trend of Alipay funds when purchasing them. The higher the fund's upward trend, the greater the risk, and the fund market changes very quickly. The fund market with such a large increase is also very volatile and is very prone to losses. In addition, we should pay attention to the diversification of investment, eggs can not be placed in one basket, and investment products should pay attention to echelon configuration.
Third, how should newcomers choose funds? Newcomers should pay attention to the net value of the fund when purchasing fund products. The net value of the fund can be seen from the details of the fund. Usually, the higher the net value of the fund, the stronger the ability to make money. Such a fund is worth starting with. The other is to look at the fund's rate of return. A positive rate of return means that the fund is making money. The smaller the fluctuation of yield means that the fund is more stable, and such a fund is worth investing.