Jingdong Finance was built by Jingdong Financial Group? One stop? Online investment and financing platform? Become the most trusted Internet investment and financing platform in China? For the mission, relying on the powerful resources of JD.COM Group, giving full play to the advantages of integration and synergy, we will combine traditional financial services with Internet technology, explore a brand-new development model of Internet finance, and strive to provide safe, high-yield and customized financial services for individuals and corporate users, making investment and financial management simple and happy.
In fact, JD Finance, like other banks or brokers, is an A? Consignment? Funds, these consignment funds are approved by the CSRC for the record. Therefore, to ask the strength, it depends on what fund company products it represents, probably using the screening function. Top companies such as E Fund, Boss, Huaxia, Guangfa, Nanfang, Jiashi and Huitianfu have all settled in Jingdong Finance, and their star funds are sold in JD.COM Finance. In fact, cooperation is a two-way choice process for fund companies and consignment platforms. The inherent OS of fund companies is: if you don't have the strength, you don't want to put the fund where you sell it, for fear of smashing the signboard.
Since the launch of JD Finance, there has never been a case of overdue payment of wealth management products. And low-risk wealth management products such as money funds have never suffered losses. Even the recent Liu incident has not had any impact on Jingdong Finance. Some netizens are worried that the platform may encounter a run like P2P, but the Jingdong financial platform itself does not carry out financing, and there will be no capital chain break. Generally speaking, JD.COM's financial management is quite reliable. Compared with Alipay, the weakness of JD Finance is that it does not have the convenient payment function of Alipay. However, purely from the financial function, JD Finance is indeed a very good financial platform.