The real situation: non-guaranteed floating income!
ABC Kuai e Bao is a money fund financial management service provided to customers by the Agricultural Bank of China in cooperation with fund companies. When everyone transfers money to ABC Kuai e Bao, it is equivalent to purchasing a money fund product named ABC Dividend Daily Currency A.
.
So, is ABC Kuai e-Bao guaranteed to be capital-guaranteed?
Whether this product is capital-guaranteed depends on the nature of the monetary fund.
ABC Kuai E Bao is a non-principal guaranteed product. ABC Kuai E Bao is connected to monetary fund products. Monetary fund products are all non-principal guaranteed financial products, so we can tell that ABC Kuai E Bao is not capital guaranteed either.
However, failure to protect capital does not mean that there will be a loss of principal. ABC's dividend daily settlement currency A has experienced losses since its establishment, and its performance in terms of expected returns is relatively stable, so the possibility of losing money is very small.
Floating expected returns do not necessarily lead to losses. ABC Kuai e-Bao also has floating expected returns and does not promise to guarantee the minimum expected returns.
In this way, everyone may understand that expected returns are not guaranteed at all.
The investment direction of monetary fund products is strictly regulated. Products with high security and stable expected returns, such as bank deposits and treasury bonds, are the main investment directions of monetary funds. In this way, unless there is a problem with the investment project, the expected return will be
In fact, it is quite secure.
Conclusion: Although ABC Kuai e-Bao does not guarantee capital, the possibility of loss is very low.
At the same time, as a bank currency fund product, the expected return of ABC's daily dividend currency A will certainly not be too bad.
Monetary funds are mainstream investment and financial products. In addition to slightly lower expected returns, their advantages are still relatively obvious.
All in all, ABC Kuai e Bao, as a non-guaranteed financial product with floating expected returns, has relatively low risk.